Home Loan Programs
Not sure which loan is right for you? Here's a quick look at your main options. Every situation is different, tell me about yours and I'll help you find the best fit.
Conventional Loans
Best for buyers with strong credit and at least 5% down.
Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac. Typically, conventional loans have better rates, terms and/or lower fees than other types of loans. However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income. Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
FHA Loans
Best for first-time buyers or those with less-than-perfect credit.
It's easy to understand why many people looking for a new home are turning to FHA insured loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
FHA Loans
Best for first-time buyers or those with less-than-perfect credit.
It's easy to understand why many people looking for a new home are turning to FHA insured loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
VA Loans
Best for veterans, active-duty service members, and eligible spouses.
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members. It offers some very great benefits to those that have served our country.
First-Time Buyer? Start Here.
Buying a home is one of the biggest decisions you'll make. I've put together a free guide to walk you through the process step by step, from pre-approval to closing day.
FHA Loans
Best for first-time buyers or those with less-than-perfect credit.
It's easy to understand why many people looking for a new home are turning to FHA insured loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
USDA Loans
Best for homes in eligible rural and non-metro areas, with $0 down for those who qualify.
A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metropolitan area by USDA.
VA Loans
Best for veterans, active-duty service members, and eligible spouses.
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members. It offers some very great benefits to those that have served our country.
VA Loans
Best for veterans, active-duty service members, and eligible spouses.
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members. It offers some very great benefits to those that have served our country.
Not sure which program is right for you?
That's what I'm here for. Tell me a little about your goals and situation, and I'll walk you through your options and the best path forward, no pressure, no obligation.
