Mortgage Credit Scores Just Changed in the Biggest Way in 30 Years and Here Is What It Means for You
Rent payments now count toward approval. James Saville explains what changed on April 22nd. ...more
Mortgage
May 20, 2026•4 min read
Why Mortgage Rates Jumped Again and How Buyers With a Plan Are Locking Anyway
Rates dipped then jumped again. James Saville explains how prepared buyers win right now. ...more
Mortgage
May 20, 2026•4 min read
Why the Conflict With Iran Is Moving Mortgage Rates and What Every Buyer Should Do Right Now
Most buyers do not connect geopolitics to their housing payment but the link is direct and fast-moving. James Saville explains the chain reaction from oil prices to bond yields to your monthly cost an... ...more
Mortgage
April 07, 2026•5 min read
A March 2026 FHFA Change That Could Lower Your Homeowners Insurance Premium Right Now
Fannie Mae and Freddie Mac just changed how roof insurance coverage works and it could meaningfully reduce what millions of homeowners pay every month. James Saville breaks down what changed and what ... ...more
Mortgage
April 02, 2026•5 min read
