Mortgage Credit Scores Just Changed in the Biggest Way in 30 Years and Here Is What It Means for You
Published on: 20/05/2026
Rent payments now count toward approval. James Saville explains what changed on April 22nd.
Mortgage

Rent payments now count toward approval. James Saville explains what changed on April 22nd.

Rates dipped then jumped again. James Saville explains how prepared buyers win right now.

Most buyers do not connect geopolitics to their housing payment but the link is direct and fast-moving. James Saville explains the chain reaction from oil prices to bond yields to your monthly cost and the three strategies that actually work right now.

Fannie Mae and Freddie Mac just changed how roof insurance coverage works and it could meaningfully reduce what millions of homeowners pay every month. James Saville breaks down what changed and what to do about it right now.



