Mortgage Credit Scores Just Changed in the Biggest Way in 30 Years and Here Is What It Means for You

Mortgage Credit Scores Just Changed in the Biggest Way in 30 Years and Here Is What It Means for You

James Saville
Published on: 20/05/2026

Rent payments now count toward approval. James Saville explains what changed on April 22nd.

Mortgage
Why Mortgage Rates Jumped Again and How Buyers With a Plan Are Locking Anyway

Why Mortgage Rates Jumped Again and How Buyers With a Plan Are Locking Anyway

James Saville
Published on: 20/05/2026

Rates dipped then jumped again. James Saville explains how prepared buyers win right now.

Mortgage
Why the Conflict With Iran Is Moving Mortgage Rates and What Every Buyer Should Do Right Now

Why the Conflict With Iran Is Moving Mortgage Rates and What Every Buyer Should Do Right Now

James Saville
Published on: 07/04/2026

Most buyers do not connect geopolitics to their housing payment but the link is direct and fast-moving. James Saville explains the chain reaction from oil prices to bond yields to your monthly cost and the three strategies that actually work right now.

Mortgage
A March 2026 FHFA Change That Could Lower Your Homeowners Insurance Premium Right Now

A March 2026 FHFA Change That Could Lower Your Homeowners Insurance Premium Right Now

James Saville
Published on: 02/04/2026

Fannie Mae and Freddie Mac just changed how roof insurance coverage works and it could meaningfully reduce what millions of homeowners pay every month. James Saville breaks down what changed and what to do about it right now.

Mortgage
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